Repayment of this debt can be understood as an opportunity for your spiritual being to correct the past mistakes or misdeeds. This is accomplished by growing or evolving yourself so that you can learn the lesson that you missed out on previously, and break the cycle of karmic debt. [3] X Research source

Karma is a Sanskrit word that means “action. ” And while the emphasis is on your actions (the things you’re saying, doing, and thinking), it is really the intent behind your actions that represents your karma. Good deeds and kind words that are carried out for morally bankrupt reasons, like trying to manipulate or exploit someone, will generate the karma of manipulation or exploitation, not the karma of a good deed or a kind word. [5] X Research source A slightly nuanced concept of karma sees it more as a recognition that our words and thoughts shape our actions. Are you persistently thinking and talking about how awful you are at romantic relationships or how difficult they are? Your actions within those relationships will reflect your words and beliefs. The boomerang still returns, but in a way that shapes the actions of your life as it actually unfolds. [6] X Research source

Of course, feeling these things every now and again is just a part of life. But if you look at your life through an honest lens and you can spot a cyclical pattern of returning to these intense emotional states across time, this may be a signal that you have karmic debt. [9] X Research source Repaying karmic debt through emotional turmoil is also seen as an opportunity to grow your level of compassion and empathy. Leaning into the latter could help guide you out of the cycle. [10] X Research source

You analyze each of the key areas separately. If one of the karmic debt numbers is present in any of the areas, then you carry karmic debt. The area of Life Path is the most important in numerology and also the most important for determining karmic debt. So, if you only want to focus on karmic debt in one area of your numerology chart, Life Path is the most important and influential one. [19] X Research source

In the equivalency chart below, 4 is equivalent to 13, making it a karmic debt number. This indicates that karmic debt is present.

Using the same example, April 13, 1976, the calculation would look like this: 0+4+1+3 = 8. The Personality number for this date is 8.

Using the same example, April 13, 1976, the calculation would look like this: 1+3 = 4. The Birth Day number for this birthdate is 4. [23] X Research source In the equivalency chart below, 4 is equivalent to 13, making it a karmic debt number. This indicates that karmic debt is present.

(A, J, S = 1), (B, K, T = 2), (C, L, U = 3), (D, M, V = 4), (E, N, W = 5), (F, O, X = 6), (G, P, Y = 7), (H, Q, Z = 8), (I, R = 9) Now, calculate a single-digit number for your full name (first, middle, and last name). For example, if your full name is Mickey The Mouse, the calculation would be 4+9+3+2+5+7 (Mickey) + 2+8+5 (The) + 4+6+3+1+4 (Mouse) = 63. 63 simplifies to 6+3 = 9. This represents the Expression number for this name. [25] X Research source The number 9 is not one of the karmic debt numbers, per the equivalency chart below.

For Mickey The Mouse, using only the consonants, the calculation would be 4+3+2 (M,c,k) + 2+8 (T,h) + 4+1 (M,s) = 24. 24 simplifies to 2+4 = 6. This represents the Heart’s Desire number for this name. You may see this number referred to as your “Soul Urge” number as well. [26] X Research source

4 is equivalent to 13. If you have a 4, it is the same as having a 13. 5 is equivalent to 14. If you have a 5, it is the same as having a 14. 7 is equivalent to 16. If you have a 7, it is the same as having a 16. 1 is equivalent to 19. If you have a 1, it is the same as having a 19.

To repay this debt: Be very cognizant of staying focused, maintaining good order and organization, and leaning into the opportunities that come your way. [29] X Research source Breaking the burden of this karmic debt requires harnessing your ability to stay on task. [30] X Research source

To repay this debt: An effort toward flexibility, adaptability, and commitment is essential, and a focus on moderation in all areas is key. [32] X Research source In addition, moving toward your goals and maintaining personal power, while being careful not to take power away from others can help. [33] X Research source

To repay this debt: You should pursue a path of spiritual connection and mindfulness. Move away from ego and appearances and toward the divine and meaningful. [37] X Research source

To repay this debt: You must develop an ease with both giving and receiving help. [39] X Research source Help in this sense might also look like being open to sharing and hearing other’s perspectives. It’s about drawing yourself toward the connection, inspiration, and input of others. [40] X Research source